Terms and Conditions

Welcome to the Southern Cross Financial Group online platform. By accessing or using our site, services, or tools, you agree to comply with and be bound by the following terms and conditions.

1. Use of Our Services

Our wealth management, investment advisory, superannuation consulting, retirement planning, and tax advisory services are provided subject to these Terms. Users must be at least 18 years old and capable of entering into binding agreements.

2. Professional Advice

The information on this site is for general financial guidance only and is not a substitute for personalised advice. Clients should seek advice tailored to their individual circumstances before making financial decisions.

3. Accuracy of Information

Southern Cross Financial Group endeavours to ensure all information on this platform is accurate and up to date. However, we do not warrant or guarantee its completeness or suitability for your particular needs.

4. Limitation of Liability

To the fullest extent permitted by law, Southern Cross Financial Group and its affiliates disclaim all liability for any loss or damage arising out of or in connection with use of our services or reliance on information provided.

5. Intellectual Property

All content on this site, including texts, graphics, and logos, is owned by Southern Cross Financial Group or its licensors.

• You may not reproduce, distribute, or use any content for commercial purposes without our express written consent.
• Use is permitted solely for personal, non-commercial purposes related to our services.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information on our platform.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted on this site with an updated effective date. Continued use of our services constitutes acceptance of any changes.

8. Governing Law and Jurisdiction

These Terms are governed by the laws of Victoria, Australia. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Melbourne.

9. Contact Information

For questions or notices regarding these Terms, please contact Southern Cross Financial Group at: